Park Owners Insurance
Public and Products Liability
All park owners deal with customers and many sell various product from their shops so its crucial you find the right public & product liability insurance for your business. Our public & product liability insurance covers your park business from compensation claims from the public or companies. A holiday home owner or any member of the public may be awarded compensation due to injury or damage to them or their property caused by your business.
Our cover offers financial protection in the event your business is sued for injuring, or causing damage to the property of, a park customer or member of the public. A typical example of where your park business is at risk is a visitor to your shop or reception office tripping over a computer cable or slippery surface and injuring their back.
Cover is provided for goods supplied to others, which were sold, manufactured, repaired, installed, erected, altered, cleaned or treated by your park business and that through your negligence cause injury or damage. Examples could be a foreign object being found in food causing personal injury or a faulty gas cylinder causing an explosion.
With the likelihood of someone suing your park business being higher than ever before and damages often reaching six figures, one single claim could cripple your business financially. Our cover not only covers you from compensation claims, it also covers legal fees and other expenses to do with defending any claim.
Examples of when Public Liability Insurance would cover your park:
- Your customers come to the your park reception. Whilst one of your customers is visiting he trips on some overturned carpet and twists his leg. He makes a claim against your park for the injury that he has suffered.
- You are running a bar in your park where you serve food and drinks. A customer eats his meal and suffers from food poisoning. Your customer makes a claim against you for the illness suffered and loss of earnings as he couldnt attend work for a week.
- You are running a building project on your park, which involves scaffolding or carrying out maintenance on a static caravan. One of your men drops a piece of equipment that falls, injuring a passing pedestrian. The pedestrian makes a claim against you.
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