Park Owners Insurance

Business Interruption

Our policy insures against loss or damage to plant hired in, which you will be responsible for under the terms of the hiring agreement. The policy protects you against any legal liability of the hiring agreement and cover is on a all risks basis.

As freak weather conditions are becoming more frequent, many parks are suffering more than ever before. The summer of 2007 was a distressing reminder to the leisure industry of the impact that major incidents such as flooding and fire can have on businesses.

A major flood can close a holiday home park down for the main holiday season, resulting in the loss of a years turnover. However park owners are not protecting themselves adequately from the long-term impact that such incidents can have on their business as it is reported that 80% of business affected by a major incident close down within 18 months.

1 in 5 businesses suffer a major disruption every year and yet it is alarming that 60% of park owners do not have business interruption cover. Our scheme is your solution, designed specifically for the needs of the park industry, which includes cover for the death, injury or illness of the park operator and key staff.

For example your park would be covered for:

1.Additional cost of hiring temporary staff should they fall ill.
2.In the event of a long-term failure in the gas or electricity supply to the park.

It is wrong to think business interruption cover only applies to those parks that have facilities such as bars, clubs and swimming pools. There are many other situations for every type of park that would benefit from business interruption insurance.

Contact an Account Executive to find out more

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